--- title: Housing Incentives description: Incentives for both developers and residents seeking ways to access affordable housing. --- [Skip to content](https://egfeda.org/housing#main-content) [![EGF EDA Logo\_Full Color-1](https://egfeda.org/hs-fs/hubfs/EGF%20EDA%20Logo_Full%20Color-1.png?width=405&height=200&name=EGF%20EDA%20Logo_Full%20Color-1.png "EGF EDA Logo_Full Color-1")](https://egfeda.org?hsLang=en) - Small Business - [Startups](https://egfeda.org/entrepreneur) - [Funding](https://egfeda.org/funding) - [Rules & Regulations](https://egfeda.org/rulesregs) - [Border Cities Program](https://egfeda.org/bordercities) - [Resources & Partners](https://egfeda.org/resources-partners) - [Business Directory](https://egfeda.org/businessdirectory) - [Sites](https://egfeda.org/properties) - [Site Selectors](https://info.egfeda.org/siteselectors) - [Industrial Park](https://egfeda.org/industrialpark) - [City Special Assessments](https://www.eastgrandforks.us/421/Special-Assessments) - [Utilities](https://egfeda.org/utilities) - [Incubator Spots](https://egfeda.org/incubator) - Taxes - [Local 1% Sales Tax](https://www.eastgrandforks.us/544/Parks-Recreation-Facility-Improvement-Pl) - [State Sales Tax Map](https://taxmaps.state.mn.us/salestax/) - [County Property Tax LookUp](https://polk.minnesotaassessors.com/) - [Quality of Life](https://egfeda.org/qol) - [Cooler Greater Grand Forks](https://grandforksiscooler.com/better-opportunities/careers/) - [Greater Grand Forks Young Professionals](https://www.ggfyp.com) - [Visit Greater Grand Forks](https://www.visitgrandforks.com/) - [Forks Flicker Albums](https://www.flickr.com/photos/simplygrand/albums/with/72157630842334408) - [Chamber of Commerce](https://www.gochamber.org) - [Data](https://egfeda.org/planningdata) - [Industries & Employers](https://egfeda.org/economy) - [Traffic Maps](https://egfeda.org/trafficmaps) - [Metropolitan Statistical Area](https://www.theforksmpo.org/) - [2050 Land Use Map](https://www.eastgrandforks.gov/DocumentCenter/View/8417/2050-Land-Use-Plan?bidId=) - Incentives - [State & Local](https://egfeda.org/incentives) - [Workforce Training](https://egfeda.org/workforceincentives) - [Housing](https://egfeda.org/housing) - Workforce - [CareerForce](https://careerforce.mn.gov/region/northwest) - [Wave Academy](https://www.egf.k12.mn.us/o/senior-high-school/page/wave-academy) - [NCTC's Workforce Development Solutions](https://www.northlandcollege.edu/academics/workforce-development-solutions/) - [Childcare](https://egfeda.org/rccip) - [Polk County Home Daycare Licensing](https://www.co.polk.mn.us/269/Child-Care-Licensing) - [East Grand Forks Child & Daycare Providers](https://licensinglookup.dhs.state.mn.us/Results.aspx?a=False&cdtrt=False&crfcc=False&crfmhc=False&e=0&dsfpv=False&hcbsbss=False&crfss=False&sils62=False&irts=False&qrtp61=False&crfsc=False&con=All&afcfads=False&ppy40=False&rsfsls=False&crsrc=False&ppy62=False&ppy61=False&dsfeds=False&sn=All&irtsrcs=False&co=All&cdtcwct=False&hcbsihss=False&crssls=False&hcbsics=False&locked=False&adcrem29=False&sils40=False&ci=East%20Grand%20Forks&hcbsds=False&crfgrs=False&crfts=False&rsfrs=false&hcbsrss=False&cdtsamht=False&hcbsses=False&hcbsiss=False&crfrt=False&crscr=False&crfprtf=False&cdtidat=False&stcse40=False&qrtp40=False&crsaost=False&cdtat=False&rcs40=False&dsfess=False&crfcdc=False&rcs=False&stcse62=False&stcse61=False&qrtp62=False&crfmhlock=False&dsfees=False&tn=All&z=&mhc=False&crfd=False&cdtnrt=False&sils61=False&s=All&afcaost=False&t=All&dsfdth=False&n=&l=) - [First Children's Finance](https://www.firstchildrensfinance.org/) - EDA - [Redevelopment Opportunity](https://info.egfeda.org/simplot) - [Other Opps!](https://info.egfeda.org/upcoming-rfp) - [About the EDA](https://egfeda.org/about) - [218.773.8939](tel:+1218-773-8939) # Housing Incentives ![East Grand Forks Residential Lots LMC Magazine Mar-Apr](https://egfeda.org/hubfs/East%20Grand%20Forks%20Residential%20Lots%20LMC%20Magazine%20Mar-Apr.jpg "East Grand Forks Residential Lots LMC Magazine Mar-Apr") ## *Call it Home* The City of East Grand Forks has some residential lots available at deeply discounted prices that include the special assessments.  ###### Water's Edge $1k Down Payment Program Contractors buy one of the lots by the Valley Golf Course and put $1k down as earnest money with the remainder due at closing. Construction must be completed within eight months of the agreement. Stack this with the $100k Building Reimbursement Program. Contact the EDA to learn more.  ###### $100k Building Reimbursement Program Builder incentive! Available to licensed, bonded, and insured contractor in the state of MN to apply for reimbursement on building supplies up to $100k to assist in building on-site, affordable housing. Our current capacity is 2 active projects. Contact the EDA to learn more. ###### $500 Landscaping Grant Build a new housing East Grand Forks and qualify for the $500 grant towards shrubs, trees, and perennials. Submit the form after the house is built and closed on within the first year of occupancy to be considered. Use the button below and submit to the EDA ###### 2-Year Tax Abatement Program Build a new house in East Grand Forks and qualify for the 2-year property tax abatement program. House must come up to full value (typically by year two). This program credits your property taxes back for two years and the cost burden is shared by the city, county, and school district. Submit the form after the house is built and closed on within the first year of occupancy to get on the list. Use the button below and submit to the EDA. ###### Gate City Home Improvement Program Low interest home improvement loans available through Gate City Bank. The renewal goes live March 17, 2026. Don't forget to get your permits prior to applying for financing. Closes October 1.    [Application](https://acrobat.adobe.com/id/urn:aaid:sc:VA6C2:9d986c57-d603-4fd0-a8ac-5a8f264ea3be) HIP Application [Email EDA](mailto:mbrockling@eastgrandforks.gov) ## Check out the residential lots [![Map of Remaining Lots(2)](https://egfeda.org/hs-fs/hubfs/Map%20of%20Remaining%20Lots(2).png?width=1999&height=1545&name=Map%20of%20Remaining%20Lots(2).png "Map of Remaining Lots(2)")](https://egfeda.org/hubfs/Map%20of%20Remaining%20Lots(2).png?hsLang=en) ![remaining lots pricing breakdown](https://egfeda.org/hs-fs/hubfs/remaining%20lots%20pricing%20breakdown.png?width=637&height=374&name=remaining%20lots%20pricing%20breakdown.png "remaining lots pricing breakdown") ## Covenants Houses & lots located in Waters Edge 1st Addition **have** recorded covenants on file with the county. For houses and lots in Water Edge 2nd Resubdivision and 3rd Addition and Coulee View there are no recorded covenants. However, we encourage prospective builders to consider them as guidelines or best practices. To see the recorded covenants, click the button below.  [WE 1 Covenants](https://egfeda.org/hubfs/WE%201st%20Covenants.pdf?hsLang=en) [Map of WE 1, 2, 3](https://egfeda.org/hubfs/Map%20of%20WATERS_EDGE_11X17.pdf?hsLang=en) [WE 2 Covenants](https://egfeda.org/hubfs/WE%202nd%20Covenants.pdf?hsLang=en) [WE 3 Covenants](https://egfeda.org/hubfs/WE%203rd%20Covenants.pdf?hsLang=en) ## Residents & New Lot Buyers *Remember Grass & Weeds need to be trimmed or mowed to a length no higher than 6 inches; bushes and shrubs should be trimmed or maintained to prevent sidewalk or street obstruction.* ***This applies to alley ways & behind fenced areas as well.***   *Please refer to City Ordinance § 98.38* For questions contact the Planning Department at (218) 773-0124   ![Lawnmower Mowing Green Grass](https://egfeda.org/hs-fs/hubfs/AI-Generated%20Media/Images/Lawnmower%20Mowing%20Green%20Grass.png?width=1536&height=1024&name=Lawnmower%20Mowing%20Green%20Grass.png "Lawnmower Mowing Green Grass") ## Affordable Housing Check out the [new builds](https://northstarneighbors.org/available-homes/)and programs available through the community land trust.  East Grand Forks has 2 upcoming new builds by the community land trust and just sold 2 in January 2026. "North Star Neighbors, a community land trust that will provide affordable home ownership opportunities for low- to moderate-income households, while addressing disparities in homeownership for underrepresented households." ~North Star Neighbors [North Star Neighbors](https://northstarneighbors.org/purpose-goals-the-why/) ![northstar neighbors](https://egfeda.org/hubfs/northstar%20neighbors.png "northstar neighbors") Other Programs ## Down Payment Assistance Housing & Redevelopment Authority: [nwMNhra.org](https://www.nwmnhra.org/home-ownership) DownPayment Resource: [downpaymentresource.com](http://www.downpaymentresource.com) Northwest MN Foundation:[nwmf.org](http://www.nwmf.org) African Development Center of MN: [adcminnesota.org](http://adcminnesota.org) MN Housing Dept: [mnhousing.gov](http://mnhousing.gov) MN Midwest Community Development Corp:  [firstgendpa.org](http://firstgendpa.org) [![EGF EDA Logo\_Full Color-1](https://egfeda.org/hs-fs/hubfs/EGF%20EDA%20Logo_Full%20Color-1.png?width=250&height=123&name=EGF%20EDA%20Logo_Full%20Color-1.png "EGF EDA Logo_Full Color-1")](https://www.eastgrandforks.gov/451/Economic-Development) *Our mission is to maintain and improve the economic vitality of East Grand Forks by:* - *retaining & growing local businesses* - *creating & supporting investment & growth opportunities for commercial activities* - *creating & supporting opportunities for residential growth, including workforce housing* - *working to develop a workforce capable of meeting current & future needs of local employers.* This is a search field with an auto-suggest feature attached. 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